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2024 List of Digital Lenders Approved by Central Bank of Kenya

In 2023 March, the Central Bank of Kenya gave us a list of the only 31 Digital Lenders it had approved to operate in the market. This list has now been updated to a total of 51 lenders. This means many more apps are about to go online – on Google Play Store – offering loan services, as it is now a requirement by Google that loan apps in Kenya be approved by the regulator.

Not all the listed lenders run loan apps. However, all of them offer credit services digitally in one way or another. This can be through cash, device financing, asset financing, and more. So, if you’re ever planning to get any of such services locally, make sure the dealer you’re working with is in the list below.

2024 March Central Bank Approved Digital Lenders in Kenya:

  1. Anjoy Credit Limited
  2. Asante FS East Africa Limited
  3. Autochek Limited
  4. Azura Credit Limited
  5. Ceres Tech Limited
  6. Chapeo Capital Limited
  7. Chime Capital Limited
  8. Colkos Enterprises Limited
  9. Creditarea Capital Limited
  10. Decimal Capital Limited
  11. Dexintec Kenya Limited
  12. EDOMX Limited
  13. Extend Money Services Limited
  14. Factorhouse Limited
  15. Fezotech Kenya Limited
  16. Fortune Credit Limited
  17. Fourth Generation Capital Limited
  18. Getcash Capital Limited
  19. Giando Africa Limited (Trading as Flash Credit Africa)
  20. Inventure Mobile Limited (Trading as Tala)
  21. Jijenge Credit Limited
  22. Jumo Kenya Limited
  23. Kweli Smart Solutions Limited
  24. Letshego Kenya Ltd
  25. Lipa Later Limited
  26. Little Pesa Limited
  27. Lobelitec Credit Limited
  28. Maralal Ledger Limited
  29. Marble Capital Solutions Limited
  30. MKM Capital Limited
  31. MFS Technologies Limited
  32. M-Kopa Loan Kenya Limited
  33. Mwanzo Credit Limited
  34. Mycredit Limited
  35. MyWagepay Limited
  36. Natal Tech Limited
  37. Ngao Credit Limited
  38. Okolea International Limited
  39. Pezesha Africa Limited
  40. Pi Capital Limited
  41. Rewot Ciro Limited
  42. Risine Credit Limited
  43. Senti Capital Limited
  44. Sevi Innovation Limited
  45. Sokohela Limited
  46. Tenakata Enterprises Limited
  47. UbaPesa Limited
  48. Umoja Fanisi Limited
  49. Zanifu Limited
  50. Zenka Digital Limited
  51. Zillions Credit Limited

Also worth noting is that not all the approved lenders necessarily trade with those names. For example TALA is the popular name of a lender in Kenya. But from the list, at number 20 you see the company behind it is Inventure Mobile Limited.

There are many more companies yet to be approved by the Central Bank of Kenya, so this list will keep growing in the coming months and years.

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