While Safaricom is the consumer-facing powerhouse of Ziidi, the technical backbone powering the massively successful wealth platform is built in partnership with Huawei. Yes, in case you were wondering who’s the brain behind the Ziidi wealth platform that recently surpassed 4.3 million users in Kenya, well, it was co-developed by Huawei, according to details revealed during Mobile World Congress 2026.
The platform, operated by Safaricom, integrates directly with M‑PESA to allow users to invest in a money market fund with a minimum deposit of KES 100. At MWC 2026, Safaricom and Huawei jointly received the GSMA Global Mobile Awards (GLOMO) for the Best FinTech & Digital Commerce Innovation for the Ziidi Wealth Platform.
Huawei served as a co-developer of the Ziidi solution and a strategic partner for Safaricom’s M-PESA product ecosystem.
Handling real-time interest generation, instant M-PESA withdrawals, and millions of micro-transactions a day requires an incredibly robust backend. Ziidi relies on Huawei’s cloud-native distributed architecture, which boasts an impressive 99.999% platform reliability to ensure zero business interruption.
"Over the last decade, Huawei’s Mobile Money solution has benefited 590 million users across over 40 countries globally. The solution uses a unique cloud-native distributed architecture, achieving 99.999% platform reliability and unlimited scalability, ensuring zero business interruption."
What Huawei’s infrastructure brings to Safaricom’s Ziidi:
- Infinite scalability: Easily accommodates the platform’s rapid surge to 4.3 million active users.
- Regulatory compliance: Securely supports operations managed by independent asset managers, maintaining strict compliance with Kenya’s Capital Markets Authority (CMA).
- Intelligent operations: Leverages AI and converged data systems to enable seamless and agile business innovation.
This agile architecture is exactly what allows Safaricom to rapidly deploy new features on top of the Ziidi ecosystem, such as the recent rollout of Ziidi Trader for buying and selling NSE shares instantly.
Maurice Ma, President of Huawei Software Business Unit, noted the significance of the decade-long collaboration:
"We will continue to work with Safaricom to implement more mobile money innovation services. We will integrate assistant operations and intelligent credit scoring... enabling operators to advance toward a truly integrated digital lifestyle entry."
Huawei’s Mobile Money solutions currently support 590 million users across over 40 countries, but their work co-developing Ziidi stands out as a prime example of turning a mobile wallet into a full-scale digital commerce and fintech innovation.
