Monday, January 17, 2022

You (sort of) no longer need your SIM Card for M-Pesa Transactions

With the latest mySafaricom Update, you will no longer need your SIM Card with you everywhere to be able to complete M-Pesa transactions. Which is great news for people who’ve been asking for this since the mySafaricom App was introduced. The ability to enter the M-Pesa PIN within the app (no more SIM Tool kit push), and receive transaction IDs within the app, is a game changer.

You’ve noticed (sort of) in the title, so let’s address that first.

  • You will still NEED the SIM Card when signing in to the mySafaricom App because you need to sign in with Data Enabled and to receive an SMS code for app activation.
mySafaricom now allows you to enter M-Pesa PIN within App
Activation Code is sent to your SIM Card, and app activation doesn’t work over WiFi

Once logged in, the SIM card now is no longer a necessity. Because as long as you’re connected to an internet connection (WiFi or other sources), the app will work, and all the things you’ve been using the SIM card for are now available in-app. You can from within the app do the following, and get the usual transaction codes:

  • Send Money
  • Withdraw money
  • Lipa na M-Pesa
  • Pay Bills
  • Check M-Pesa balance

Here’s an example of Sending Money to someone using mySafaricom App:

  • Enter Number or have the app pick the number from your Contacts:
mySafaricom now allows you to enter M-Pesa PIN within App
  • See a confirmation of the name and number of the person you’re sending money to, plus the transaction’s cost:
mySafaricom now allows you to enter M-Pesa PIN within App
  • Enter your M-Pesa PIN to complete transaction:
mySafaricom now allows you to enter M-Pesa PIN within App
  • If transaction fails, you get this:
mySafaricom now allows you to enter M-Pesa PIN within App
  • If transaction is successful, you get this screen which will show you name and number of the person you sent money to, the amount sent, your M-Pesa Balance, and the Transaction ID with the option to directly copy the transaction ID.
mySafaricom now allows you to enter M-Pesa PIN within App

You will still get a normal M-Pesa text, if your SIM Card is ON. If not, when you switch it ON, the M-Pesa text will arrive. But as you’ve seen, the SIM card isn’t needed for transactions.

Here’s another example of Buying Tokens from Kenya Power using mySafaricom App:

mySafaricom now allows you to enter M-Pesa PIN within App

What are your thoughts on this development?

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Dickson Otienohttps://tech-ish.com
I love reading emails when bored. I am joking. But do send them to editor@tech-ish.com.

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